Water Damage – Residential Insurance Claims

Residential-Homeowners-Insurance-Claim-Water-Damage-Adjusters-InternationalDid you know that 37% of U.S. homeowners have suffered a loss from water damage? That equates to 14,000 people each day dealing with water damages at an average cost of nearly $7,000 each. It could be a burst pipe, an ice jam or leaking roof, a malfunctioning home appliance, or a faucet left running. Whatever the cause, these sudden accidents can cause extensive amounts of damage in a short period of time.

Ceilings, walls, carpeting, flooring, insulation – when the materials in our homes get wet, the dry-out and restoration costs alone can skyrocket as you work to prevent additional damages and mold and bacteria growth. With water damage especially, you will likely be making decisions about what to do before your insurance company’s adjuster has even had a chance to view the damages. This makes it especially important that you understand your insurance policy well enough to make good decisions.

Having a public adjuster by your side can help guide you through this process from beginning to end, making sure you are making decisions from a place of good information and a thorough knowledge of what your options are and what they mean for your claim. This includes everything from decisions about what to spend money to salvage and dry out and what should just be removed and replaced to understanding what to say – and what not to say when talking with your insurance company. What you say and how you say it can have a big impact on your final settlement.

Tips Regarding Water Damage:

  • Take photographs or video to document the full extent of the damage;
  • If your loss is extensive, hire a professional experienced in specialty drying and water damage restoration;
  • Keep all receipts and create a list of all out-of-pocket expenses you incur; and
  • Consider hiring a public adjuster to assist you with the entire water damage claims process.

Our public adjusters help you get what you’re entitled to by:

  • Residential-Insurance-Claims-Homeowners-Water-Damage-Adjusters-Internationalevaluating your insurance policy to establish the best possible strategy for presenting your claim to the carrier;
  • valuing, documenting and substantiating every detail;
  • negotiating on your behalf with your insurance company;
  • keeping you informed every step of the way; and
  • ultimately settling the claim for the maximum amount and with less hassle for you.

Public adjusters work exclusively for you – the policyholder – never for the insurance company.

Who have we helped?

What could have been a depressing and very difficult period of our lives was tremendously alleviated by your company. You took care of our lives during the nine months, relieving us of the pressure of negotiating every line item (of which there were hundreds) with [our insurance company]. This enabled us to lead our lives as normally as possible.

Tay & Roger Hahn

Our insurance claims experts have helped thousands of homeowners. We encourage you to look through our references and testimonials and to contact us for recommendation letters. An internal review showed that our clients felt we delivered what we promised and would work with us again—facts we are proud of. We welcome the opportunity to put you in touch with past clients so you can ask them yourself.


Listen to our podcast on “Flood Insurance: Understanding and Recovering From One of Nature’s Worst Disasters” for tips from our experts:

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If you’re suffering from a residential property damage claim, we can help! Contact us or fill out the form below:

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