Welcome to Adjusters International

Founded in 1985, Adjusters International (AI) is a national leader in public insurance adjusting. We are proud to have more senior and certified public adjusters than any other organization of our kind. AI works exclusively for the policyholder to ensure maximum results from first-party property insurance and FEMA disaster recovery claims. Our singular focus is our clients' financial recovery in the aftermath of a devastating property loss.

Adjusters International has the experience, expertise, and resources to thoroughly investigate your loss; accurately prepare, document and submit your claim; and get a full, fair and timely settlement.

Our regional offices are located in:


Our Leadership

Patrick-Bickford

Patrick W. Bickford, SPPA
Golden, Colorado

President & CEO of AI-Colorado, Inc., a Founder and Director of AI, and a public adjuster with more than 35 years of experience in commercial & government property loss adjustment.

Jim-Beneke

Jim Beneke, SPPA
Austin, Texas

A founding member of Adjusters International and third-generation public adjuster with 36 years of experience, primarily in commercial & multi-family property insurance claims.

Luis-Esteves-Jr

Luis Esteves
Dallas, Texas

Regional Director with 20 years of experience beginning in the construction industry and currently as a public adjuster.

Bruce-Kabat

Bruce Kabat
Golden, Colorado

Chief Operating Officer of AI-Colorado, Inc. with more than 12 years of experience as a public adjuster.

Hal-Arnold

Hal Arnold
Houston, Texas

Regional Director & Executive General Adjuster with the AI team for nearly 30 years.

Featured
News

Hurricane Odile Insurance Claims Help

Category 3 Hurricane Odile struck Baja California, Mexico early last week causing massive damage to resorts, hotels, and condominiums. Adjusters International has a team of bilingual adjusters and ...

Category 3 Hurricane Odile struck Baja California, Mexico early last week causing massive damage to resorts, hotels, and condominiums. Adjusters International has a team of bilingual adjusters and claims professionals, with years of experience in handling these types of claims, on the ground in the hardest hit areas. Our adjusters are able to work hand-in-hand with other local adjusters and the Spanish-language policies in place. We have established relationships with local builders and stateside restoration companies, in addition to being familiar with the local laws in regards to rebuilding and mitigating losses, enabling us to better service our clients and help them through the recovery process.

The insurance claims process can be a difficult one to navigate under normal conditions, but ever more so following a disaster of this magnitude. For policyholders with no prior knowledge of, or experience with, how insurance claims are settled, starting the insurance claims process on your own can be overwhelming. Our public adjusters are there to help those with all aspects of recovery and help policyholders receive their full settlement.

Adjusters International’s team is comprised of top experts in the public adjusting field. Our public insurance adjusters’ experience with hurricanes is unparalleled. We have successfully resolved hurricane insurance claims from every major hurricane from the past 29 years, including hurricanes Sandy, Katrina and Rita as well as losses related to the catastrophic damages in Florida from Hurricanes Charley, Frances, Ivan and Wilma which all occurred within months of one another.

For more information on how Adjusters International can be of assistance, please contact us at 972.267.2430.

Hurricane Odile References and Resources

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Featured
Article

The Importance of the Extended Period of Indemnity Endorsement

Businesses that suffer damage due to a disaster can take an enormous hit to their customer clientele and their bottom line. Without the proper insurance coverage in place, ...

Vacancy SignBusinesses that suffer damage due to a disaster can take an enormous hit to their customer clientele and their bottom line. Without the proper insurance coverage in place, the disaster could potentially lead to the closing of the business altogether. Although insurance policies are designed to help a business get back on its feet, there are several hidden costs resulting from the event damage that are not covered unless the business has the Extended Period of Indemnity Endorsement in their insurance plan.

The Extended Period of Indemnity Endorsement extends ‘the covered loss period beyond the time required to restore the property.’ Restoring the physical property takes a certain amount of time, but recovering the business lost during the rebuilding process and in the months thereafter, takes resources. In many cases, additional time beyond what the typical business insurance coverage provides is needed to restore revenues to pre-loss levels.

Making matters worse — after a disaster hits and but before the property is restored and the business re-opens ‘the full costs of operation are being absorbed without corresponding income’ effecting the bottom line detrimentally. Although it seems as if the business has suffered enough, additional expenses are there to ‘kick them while their down,’ so to speak.

With the purchase of the Extended Period of Indemnity Endorsement, these additional expenses are covered — whether it is for publicizing the reopening of the business or related to locating and hiring new personnel. When you obtain this coverage, you must choose the period of time that you believe it would take your business to become 100% functional and back to pre-loss revenue. This endorsement provides peace of mind in an otherwise unexpected stressful event. ‘The Extended Period of Indemnification Endorsement provides an insured with an otherwise uncollectible reimbursement; that cannot only help a business return to prosperity, but could be decisive to the company’s very survival.’

For more about this topic, read our Adjusting Today issue “The Extended Period of Indemnity Endorsement.”

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